1. Making money makes you a bad person.
Listen, the fact is, money is like oxygen, you can’t live without it. We’ve all heard this nonsensical saying “Money is the root of all evil.” NO! No! NO! Money is energy and energy is a beautiful thing. Money gives you the power and with power, you can create changes. Good, positive changes. I have learned to change my belief from “it’s not right to be rich when others are poor” to “I can do more for others when I am rich than when I am broke”. You can do much more for others when you have the resources. Making money doesn’t make you less spiritual. I always say, “I can be worried about the wars going on in the world and simultaneously wanting the new Chanel bag. One doesn’t negate the other.”
2. Your parents or Husband must be rich for you to be rich.
Not true! Statistics say most millionaires are self-made. Meaning, they started from NOTHING. I always forget that just a few years ago, I was living in a car and sleeping in shelters. EVERYONE told me to leave LA and give up on my dreams, but, I had a vivid picture of the life I wanted and knew it was ONLY possible in Los Angeles. I pulled myself out of shelters and started working two full-time jobs, drove Lyft and was going to school to learn how to run a business. To put yourself into action, you need to have the belief that what you’re driving toward is possible even when everyone around you doesn’t think so. I didn’t have a backup plan. I didn’t have parents to run back to, no boyfriend to give me money. I had me, myself and I, and that gave me so much courage and freedom to chase my dreams.
3. Money Can’t buy Love
True, but also financial burden is the #1 reason for divorce. LACK of money has destroyed quite a few relationships. Being, at least, comfortable financially does help to keep a relationship going. I am finally in a place where I am doing relatively well in life. I have knocked my 200k debt down to 11k in under 2 years. All my credit cards are paid off and I am looking to buy a house by the end of 2021. It is IMPERATIVE to date someone that is also on your status financially. No, this isn’t elitism, it is fair. Finding a partner who is a good investment for your future is not materialistic, it is smart. It took me a decade of going from one unambitious man to another to understand this concept and now I am glad I did. #SAYNOTOSTRUGGLELOVE
4. In climbing the ladder of success, you have to step on others on the way up.
This is not true. I think this belief comes from the deconstructive misconception that you have to be ruthless to get ahead. This might work for fortune 500 companies who are quite successful and simply have nothing to lose. However, for people like us, kindness is certainly an advantage. I’m quite tough and in business, you have to be, but always be fair. I treat everyone who works for me with complete fairness. A wise person once told me “your employees would give back to you exactly what you give them” and I’ve tried practicing that religiously. Remember, your reputation is everything, guard it with your life.
5. The rich get richer and the poor get poorer.
This one irks me the MOST! I think people say it just to sound profound without any basis or knowledge. These people are thinking from a place of lack of abundance. They have it ingrained in them that for them to get rich someone else must be losing. I was lucky enough to have a friend who helped me challenge this belief and realize there IS unlimited abundance in the world and enough for everyone. Remember, you can do more for people in need when you have more. Bill Gates singlehandedly attempting to eradicate malaria is enough inspiration.
I hope this article helps. (NOT AN AD) If you don’t know about Dave Ramsey’s baby steps, you want to. He is a brilliant financier who teaches you how to pay off debt, save more and invest wisely. I’ve been enrolled in his “financial peace university” for almost a year and I am so glad I did. All in all, remember, love of money is NOT a bad thing as long as you have a good relationship with money.There is nothing better than financial freedom and I believe we can ALL get there together. As always, thank you for being on this journey with me. Thank you so much for reading and I’ll see you next Friday.
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A belief is only a belief — you have the free will to change your beliefs whenever you choose to...